Mooring
Renters and condo owners
$29/ month
- Renters or condo policy
- Auto with $250k liability
- Water backup endorsement
- Digital ID cards
Eleven kinds of coverage, one agent who knows your name
We compare regional and national carriers for every line below, then keep your policies in one place with one person to call.
Home & property
Houses, condos, apartments and working land.
Homeowners
Dwelling, belongings and liability for the house you live in, priced on what it costs to rebuild in Maine.
Renters
Your belongings and personal liability in an apartment on Munjoy Hill or a rented house in Westbrook.
Condo
Walls-in coverage that fills the gaps your association's master policy leaves behind.
Farm & rural property
Farmhouses, barns, equipment and livestock, from hobby farms in Gorham to working dairies inland.
Business
Main Street shops, trades and crews.
Business owners (BOP)
Property, general liability and business income in one package for shops, offices and restaurants.
Commercial auto
Pickups, service vans and box trucks that keep your business on the road, from one vehicle to thirty.
Workers' compensation
Maine-compliant coverage for employee injuries, from a two-person crew to a year-round staff of fifty.
Life & umbrella
Protection for the people and the savings.
Three common bundles, priced plainly
Sample bundles based on real southern Maine households. Your price comes after we compare carriers for your address and drivers.
Most chosen
Harbor
Homeowners with one or two cars
$214/ month
- Homeowners at replacement cost
- Two vehicles, full coverage
- Water backup and service line
- Annual rebuild cost review
- Claims advocate on every loss
Coastal Complete
Waterfront homes and boats
$389/ month
- High-value homeowners
- Two vehicles and a boat
- $1M personal umbrella
- Flood quote included
- Agreed-value hull coverage
Sample premiums for illustration only. Actual premiums depend on carrier underwriting, location, drivers, claims history and coverage selected.
Not sure what you need? Book a coverage review.
Thirty minutes with a licensed agent, in person on Fore Street or by video. We read your current policies and point out the gaps.
Compare a dozen carriers in one call
Tell us what you need to protect. A licensed agent on Fore Street shops it, explains it, and sends a clear side-by-side, usually within one business day.
No obligation. Licensed agents. Coverage subject to policy terms.